Enter your location details into the "Location" text box and click the "Locate" button. You can enter city, city and state, county, county and state, zip code, or latitude and longitude to find your location. Next, click on the marker for the location you want to quote. This populates the "Selected Location" text with the weather station name, city and state you selected.

Start Date: Select the date that you would like to start coverage; if the specified "Freeze Temperature" occurs before this date, the coverage will not pay out.

Decline Date: Select the date that you would like the payouts to start decreasing. If the "Freeze Temperature" occurs between the "Start Date" and the "Decline Date" the coverage will payout the Maximum Coverage amount. If the "Freeze Temperature" occurs between the "Decline Date" and the "End Date" the payout amount will be determined by the "Payout Structure" table.

End Date: Select the date that you would like coverage to stop. If the first date that the "Freeze Temperature" occurs is on or after the "End Date", the coverage will not result in any payment to the grower.

Freeze Temperature: The coverage will pay out when the temperature recorded is equal to or below this value on or after the "Start Date" and before the "End Date".

Maximum Coverage: The amount that is paid when a temperature equal to or below the "Freeze Temperature" occurs between the "Start Date" and "Decline Date" (including the "Start Date" or "Decline Date"). This field is specified in US dollars and should be entered on a payout per acre basis.

Number of Acres: This value is optional. If no value is entered, one acre is used as a default. By entering a total number of acres, you can see the total premium and total coverage amount.