Fall Freeze

An early freeze can cause damage if it hits before crops reach maturity. If crops are delayed in their growth cycles, even freezes that occur later in the season can cause significant yield loss. An early hard freeze also may bring increased drying costs which are not covered by Federal Crop Insurance.

Fall Freeze Protection is named peril insurance that allows you to protect your top-end profits from freeze-related losses. You specify the dates of risk and the temperature below which your crop will be damaged. You choose how many acres you want to insure and how much you want to get paid per acre.

There is no claims process required for Fall Freeze Protection. The Climate Corporation will send you a check automatically if freeze comes early, compensating you within 10 business days.

Key benefits

• Pays if a freeze hits early in the fall season.
• Can be customized by freeze temperature and dates of risk.
• Can be used to cover unanticipated expenses that result from freeze, such as higher drying costs.
• Provides coverage for all or a portion of your land.
• Insure as much of your crop value as needed.
• Available nationwide, for any crop.
• Works as independent insurance or supplement to Federal Crop Insurance (MPCI).
• No claims process required. Policyholders are paid automatically at end of policy period.