Rainy Season Protection

Rainy Season Protection is named peril insurance that insures against losses caused by too much rain by paying if total rainfall over the policy period exceeds your specified threshold. No matter your risk—whether it be fruit that splits, cotton that develops boll rot, downed rice before harvest or any other crop that suffers losses from excess rain—you’re covered.

Rainy Season Protection can be customized for your crop’s unique risk. You choose the policy period, the location rainfall is measured and the level of rainfall that triggers an insurance payment. The greater the amount of rain, the higher the payout.

With Rainy Season Protection, there is no claims process required. The Climate Corporation will send you a check automatically if there is too much rain during the coverage period, compensating you within 10 business days.

Key benefits

• Powerful risk management strategy for crops that suffer losses from excess rain, including beans, cherries, cotton, grapes, melons, peanuts, pecans, potatoes, raisins, rice, soybeans, tomatoes, walnuts and more.
• Insurance based on total rainfall during the policy period.
• Insure against losses from rain that can cause sprouting, splitting, rot, mold, fungus and other problems.
• Protect against unexpected harvesting and drying costs due to excess rainfall.
• Provides coverage for all or a portion of your land.
• Insure as much of your crop value as needed.
• Available nationwide, for any crop.
• Works as independent insurance or supplement to Federal Crop Insurance (MPCI).
• No claims process required. Policyholders are paid automatically at end of policy period.