Spring Freeze

Extreme cold in March, April or May can kill recently germinated crops, necessitating expensive replanting. Low temperatures also threaten fragile spring blooms, potentially lowering yield for specialty crops that may have no Federal Crop Insurance coverage.

You can reduce the financial impact of a spring freeze with Spring Freeze Protection. You specify the dates over which your crop is particularly vulnerable to a freeze. If the temperature falls below your threshold during the policy period, you get paid.

Spring Freeze Protection is named peril insurance that can be customized according to the acreage and value of your crop. There is no claims process required. The Climate Corporation will send you a check automatically if a spring freeze occurs, compensating you within 10 business days.

Key benefits

• Pays out based on the low temperatures that threaten your crop.
• Can help cover replanting costs or losses from lower yield.
• Provides coverage for all or a portion of your land.
• Insure as much of your crop value as needed.
• Available nationwide, for any crop.
• Works as independent insurance or as a supplement to Federal Crop Insurance (MPCI).
• No claims process required. Policyholders are paid automatically at end of policy period.