Agricultural Weather Coverage

When temperatures soar during the pollination period, pollen fails to adhere to the crop and yields decline. Crops planted late or those maturing slowly face an even greater threat, as the delayed growing cycle moves pollination to a hotter time of year.

Persistent drought reduces crop productivity, increases insect hazards and raises the risk of wind erosion. WeatherBill Drought Protection allows you to limit losses from drought by paying for low rainfall. You choose the amount of rainfall below which you need to get paid, and how much you need to get paid per acre if the weather is dry.

An early freeze can cause damage if it hits before crops achieve maturity. If crops are delayed in their growth cycles, even freezes that occur later in the season can cause significant yield loss. A hard freeze can also bring increased drying costs which are totally uncovered by Federal Crop Insurance.

High heat threatens crop development, particularly when it occurs during reproductive stages such as grain filling for wheat or flowering for soybeans. Hot weather also reduces yields by triggering bolting and weakening fruit set in flowering crops.

Receiving adequate summer heat units is necessary to keep crops on schedule and allow them to reach full maturity before the first fall freeze. For growers with shortened seasons, timely heat units are crucial in allowing crops to reach maturity.

Producing multiple good cuttings of hay each season requires smart timing and good weather. Rain between cutting and baling can cause hay to loose color and protein content as well as encourage mold. Premium hay is quickly reduced to feeder quality.

Late planting delays crop maturity, exposing key growth periods to high summer heat, increasing the risk of end-of-season freeze damage and reducing your ability to double crop. WeatherBill Rain on Planting Protection allows you to specify your ideal planting period, paying you if you do not receive a stretch of dry weather during that time.

When rainfall is frequent, even low levels of precipitation can cause significant damage. WeatherBill Rainy Days Protection covers losses from frequent rainfall by paying out based on the number of rainy days that occur during the coverage period.

WeatherBill Rainy Season Protection covers losses caused by too much rain by paying if total rainfall over the coverage period exceeds your specified threshold. No matter your risk - whether it be fruit that splits, cotton that develops boll rot, downed rice before harvest or any other crop that suffers losses from rain - you’re covered.

WeatherBill Rangeland Drought Protection pays for low rainfall, allowing you to limit losses due to withered rangeland and rising hay and feed costs. While using the same weather data as the RMA’s Pasture, Rangeland and Forage program, WeatherBill Rangeland Drought Protection can be fully customized by date and coverage level nationwide.

Extreme cold in March, April or May can kill recently germinated crops, necessitating expensive replanting. Low temperatures also threaten fragile spring blooms, potentially lowering fruit yield. You can reduce the financial impact of a spring freeze with WeatherBill Spring Freeze Protection.

WeatherBill Storm Flood Protection offers flexible, multi-purpose coverage that reduces losses caused by too much rain. Whether  your risk is losses from waterlogged fields that rob crops of nutrients and oxygen or standing water that causes splitting, mold and rot, you’re covered.