Enter city, state, county, or address the Location box and click the Locate button. Then click on the map to select the grid area for your coverage. The grid area will highlight to indicate you have selected it. The rainfall value for the selected grid area will be used to determine the payout of your coverage.
Choose a Start Date and End Date to define the date range over which rainfall will be measured. The Start Date must be at least 30 days from today and the End Date must be 30 days past the Start Date. The maximum contract length is 185 days.
Rangeland Drought Protection pays incrementally based on the location, dates and terms you set. The Start Coverage Level is the amount of rain below which the coverage starts payment. The Max Coverage Amount is the dollar amount per acre that will be paid if the total rainfall during the coverage period is either 0% of normal, or below the specified Max Coverage Level. Between the Start Coverage Level and the Max Payout Level the payment amount of your coverage increases as there is less rainfall. You can also enter the number of acres and select Storm Protection to protect against large storms counting too much against your total rainfall value.
The percent of normal rainfall below which the coverage starts payment. For example, if you enter 70%, and the rainfall amount for the selected location and dates is less than 70%, your coverage will payout incrementally based on how far below 70% the rainfall amount is. The Max Payout Amount is independent of the percent of normal entered in this field.
The percent of normal rainfall below which payment is the Max Coverage Amount per acre. Between the Start Coverage Level and the Max Payout Level the payment amount of your coverage increases as there is less rainfall.
A heavy storm may bring significant rainfall, but due to runoff you do not always receive the full benefit of that storm. Select Storm Protection and your coverage will not count rainfall above two inches over any consecutive two-day period (see Help Guide for further details).
