var HELP=
{
  upload_safe:
  'When you upload your financial report to us, we process the data in '
    + 'your report and analyze it with historical weather data. '
    + 'We do not keep or store your financial data. The report you '
    + 'upload to us is immediately erased. We are very concerned '
    + 'about your privacy and security. If you have concerns, please '
    + 'read our '
    + '<a href="/privacy">privacy policy</a>.',

  location_disclaimer:
    'Your Weather Contract is based on the measurements '
    + 'at a specifc weather station. Please select a weather '
    + 'station carefully. Your right to receive payment under a Weatherbill '
    + 'contract is contingent upon weather conditions at '
    + 'the weather station you select, and not upon conditions '
    + 'at any other location, including the location of your business. '
    + 'Weather conditions at your selected weather station may '
    + 'vary significantly from weather conditions at your business '
    + 'location. This variance will '
    + 'depend on many factors, including but not limited to '
    + 'distance and geography, all of which should be taken '
    + 'into account when determining if a WeatherBill contract '
    + 'will provide an effective hedge against weather conditions '
    + 'for your business.',

  qbtool_disclaimer:
    'The Weatherbill Service includes tools that show you how weather '
    + 'impacts your business, based on an analysis of financial data that '
    + 'you upload or enter into the Weatherbill Service, which may include '
    + 'a comparison of such financial data with historical weather data from '
    + 'a selected weather index station ("Weather Sensitivity Tools").  Any '
    + 'such upload or entry is solely at your own risk, and you agree that '
    + 'Weatherbill is not responsible for any loss or disclosure of financial '
    + 'data.  Weatherbill does not guarantee that the Weather Sensitivity '
    + 'Tools will be error-free.  In addition, the usefulness of the Weather '
    + 'Sensitivity Tools is limited by many factors outside of Weatherbill\'s '
    + 'control for which Weatherbill shall not be liable for, including but '
    + 'not limited to the accuracy of the data that you upload or enter, '
    + 'the accuracy of historical weather data, and the variance between '
    + 'historical weather conditions at the selected weather index station '
    + 'and those at your business.  You agree that the Weather Sensitivity '
    + 'Tools, and any other advice given by Weatherbill, will only be used '
    + 'to decide whether to purchase products from Weatherbill, and will not '
    + 'be used regarding the value or advisability of trading in a contract '
    + 'for future delivery made on or subject to the rules of a contract '
    + 'market (that is, a board of trade or other exchange that has been '
    + 'designated as a contract market by the Commodity Futures Trading '
    + 'Commission) or derivatives transaction execution facility (that is, '
    + 'a trading facility registered with the Commission).',

  location_faqs:
    '<b>Need help?</b> <a href="/faq/contracts", target = "help">'
    + 'Common questions about location choices</a>',

  location_faqs_custom:
    '<b>Need help?</b> <a href="/faq/contracts", target = "help">'
    + 'Common questions about location choices</a>',

  what_are_wbs:
  '<a href="faq/contracts", target = "help">What are WeatherBill Contracts?</a>',

  why_need_this:
    '<div><b>Why do we need to know this?</b></div>'
    + '<br>'
    + ' The Commodity Futures Trading '
    + 'Commission (CFTC) regulates who is allowed to purchase WeatherBill '
    + 'contracts. We are obligated to make sure that our customers meet the '
    + 'eligibility requirements created by the CFTC.',

  why_not_qual:
    '<div><b>Why not?</b></div>'
    + '<br>'
    + 'The Commodity Futures Trading '
    + 'Commission (CFTC) requires either a minimum net worth or demonstrable '
    + 'exposure to weather risk to purchase WeatherBill contracts. Based on '
    + 'your answers, you do not meet these requirements.',

  payout_faqs:
    '<a href = "/faq/advanced", target = "help">'
    + 'Learn about payout options'
    + '</a>',

  dates_faqs:
    'Start and end dates are both included in the contract.<br> '
    + ' <a href="/faq/contracts", target = "help">'
    + 'Other common questions about contract dates'
    + ' </a>',


  dates_faqs_custom:
    'Start and end dates are both included in the contract.<br> '
    + ' <a href="/faq/contracts", target = "help">'
    + 'Other common questions about contract dates'
    + ' </a>',

  dailyval_faqs:
    '<b>Need help?</b>'
    + '<br>'
    + '<a href="/faq/advanced", target = "help">'
    + 'Get help choosing daily values'
    + '</a>',

  index_faqs:
    '<a href="/faq/advanced", target = "help"> What is the "Index"?</a>',

  qb_faqs:
    '<b>Financial Report Analysis Tool</b><br>'
    + 'Is your business sensitive to weather? Upload a file with your daily '
    + 'revenues. This tool will look at what the weather did in your city and '
    + 'tell you when your business gets hurt the most.',

  qa_faqs:
    '<b>Q&A Tool</b><br>'
    + 'Is your business sensitive to weather? Use this tool to discover how '
    + 'much and how often your daily revenues are affected, and see '
    + 'how your yearly revenues can fluctuate due to changing weather.',

  rain_levels:
   '<div><b>Guidelines for rainfall amounts:</b></div>'
    + '.0001 - .01 inches: mist <br>'
    + '.01 - .1 inches: drizzle <br>'
    + '.1 - .25 inches: moderate rain shower <br>'
    + '.25 inches and above: heavy rain <br>'
    + 'Rainfall is measured over all 24 hours of the day',

  dry_levels:
   '<div><b>Guidelines for rainfall amounts:</b></div>'
    + '.0001 - .01 inches: mist <br>'
    + '.01 - .1 inches: drizzle <br>'
    + '.1 - .25 inches: moderate rain shower <br>'
    + '.25 inches and above: heavy rain <br>'
    + 'Rainfall is measured over all 24 hours of the day',

  temp_defs_hot: '<b>Minimum</b> and <b>Maximum</b> temperature are the '
    + 'lowest and highest temperatures recorded during all 24 hours of the '
    + 'day. <b>Average</b> temperature is halfway between minimum and maximum.',

  temp_defs_cold: '<b>Minimum</b> and <b>Maximum</b> temperature are the '
    + 'lowest and highest temperatures recorded during all 24 hours of the '
    + 'day. <b>Average</b> temperature is halfway between minimum and maximum.',

  data_defs_custom: '<b>Minimum</b> and <b>Maximum</b> temperature are the '
    + 'lowest and '
    + 'highest temperatures recorded during all 24 hours of the day. '
    + '<b>Average</b> temperature is halfway between minimum and maximum. '
    + '<b>Rainfall</b> is collected over all 24 hours of the day.',

  pay_rules_tick:
    '<b>Incremental Payout</b><br>'
    + 'This type of contract pays a fixed  dollar amount per day, degree, or '
    + 'inch of rain.',

  pay_rules_binary:
    '<b>Binary Payout</b><br>'
    + 'This type of contract pays a lump sum of the Payment Amount '
    + 'if the Index crosses the Binary Threshold that you choose.',

  pay_limits:
    '<b> Need help?</b><br>'
    + '<a href ="/faq/contracts", target = "help">'
    + 'Get help choosing payment limits'
  + '</a>',

  why_ss_num:
    '<div><b>Why do you need my Tax ID Number?</b></div>'
    + '<br>'
    + 'WeatherBill is required by US federal law to collect the Tax ID Numbers '
    + 'of all customers. This is done to maintain an exact record that '
    + 'identifies all parties that buy our Weather Contracts, which are '
    + 'regulated contracts. This information is stored securely '
    + 'and will not be shared with third parties. ',

  agent_managed:
    '<div><b>Agent managed account</b></div>'
    + '<br>'
    + 'Client does not have an online account with WeatherBill. '
    + 'Agent manages account creation, placing orders, document '
    + 'submission, and viewing weather data for contracts.',

  online_client:
    '<div><b>Online client account</b></div>'
    + '<br>'
    + 'Client will receive an email to set up a WeatherBill account. '
    + 'The agent or client can quote and assign contracts, but only '
    + 'the client can upload documents and purchase contracts.',

  comp:
    '<div><b>What are my Referral Partner compensation options?</b></div>'
    + '<br>'
    + '1. Receive <b>10%</b> of the total amount spent by every client '
    + 'you refer to WeatherBill for the first <b>6 months</b> after each '
    + 'account is created.'
    + '<br><br>'
    + '2. Receive <b>5%</b> of the total amount spent by every client '
    + ' you refer to WeatherBill for the first <b>12 months</b> after each '
    + 'account is created.'
    + '<br><br>'
    + '3. Receive <b>2.5%</b> of the total amount spent by every client '
    + 'you refer to WeatherBill for the first <b>24 months</b> after each '
    + 'account is created.',

  what_are_custom_quotes:
    '<b>Custom Contracts</b> are more complex than the contracts on this page, '
    + 'and offer a broader range of '
    + 'payout options. ',

  what_are_basic_quotes:
    '<b>Basic Contracts</b> pay out a fixed amount per hot, cold, rainy, or '
    + 'dry day.',

  signup_currency:
    '<b>Account Currency</b> refers to the currency you prefer to use for ' +
    'making purchases and receiving payment.  For most individuals and ' +
    'businesses this will be the currency of the country in which your ' +
    'business is located. Note that accounts in Canadian dollars may only be ' +
    ' funded by wire at this time. For more information, please read ' +
    '<a href="/faq/contracts" target="new">How can I pay for my ' +
    'WeatherBill contract?</a>'

};

HELP['location_disclaimer_custom'] = HELP['location_disclaimer'];